Wait. When did I turn 40? I swear to you, I was 23 just a few years ago. Ok, maybe more than just a few years ago, but not that long ago. Now I’m 40, and that’s a whole lot more than a number. What happens if you wake up one day and your driver’s license says you’re 40, but...
It’s happened to almost everyone: You make a holiday shopping budget and vow to stick with it “no matter what.” But then you see the perfect gift for that hard-to-buy-for relative, or you buy another gift for your niece because you forgot that you already had her present, and all of the sudden your budget is blown and you...
  A rash of check fake cashing scams has the National Credit Union Administration and the Federal Trade Commission on alert. “We do occasionally see a fake check pass through the Credit Union,” Painesville Credit Union CEO Lori Guzzi said. “If you suspect a check might be fake, bring it in to us and we’ll take a look at it. My...
  For many Americans, a home mortgage is a financial long-term relationship. But how do you know when it’s time to refinance your biggest investment? Homeowners have a lot of reasons to refinance. Maybe they’d like a lower interest rate, or to shorten the term of the mortgage. Homeowners may also want to switch from a variable interest rate to...
When the news broke about the massive Equifax hack, many people didn’t think much about it. But even if you have never used Equifax to check your credit score, the credit reporting agency could still have leaked your personal information, Painesville Credit Union CEO Lori Guzzi said. “It has been reported that 143 million people could be affected by this...