Paying off debt and building wealth simultaneously is easy, said no one ever. We all have some form of debt, whether it’s consumer debt like credit cards or secured debt like a mortgage. Your outlook or perception of your debt is almost as important as the dollar amount you owe. You should see all your debt as temporary, and the...
Let’s face it: saving money and pinching pennies is not glamorous. But choosing to live a thrifty, frugal lifestyle can pay off in more than dollars and cents – it helps you prioritize where you spend your money, how you spend your money, and that trickles down through your entire household. There are a million ways to save a...
Building savings is always a challenge. You can start your account with just $5 at Painesville Credit Union. “We have started many people on their savings journey with only $5 per pay. Once they see it adding up, they increase it on their own!” said credit union CEO Lori Guzzi. Here are few little things you can do to make a...
When I was about 24 years old and fresh out of college, I discovered that my dad paid for a lot of things. Important things, like car insurance and health insurance and food. It was time for me to take my new degree and fly, but that wasn’t the easiest thing to do with no funds. I was applying for...
Somewhere out there, your name is likely on a dormant bank account. A dormant account has a low balance, no recent deposits, and it’s not doing you any favors, and it could cost you money. If you have dormant checking or savings accounts out there, it’s time to consolidate! Consolidating your money into active accounts that you know about, keep...
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