81.7 F
Painesville, Ohio
Some of our best days here at Painesville Credit Union are the days where we get to help a child open their first savings account. Many children come in full of pride at the $10 they earned by doing chores, the $20 they got from grandma for their birthday, or a crumpled $5 bill and a few pennies they...
  Another year has come and gone, and so have the resolutions we all made about 365 days ago (or so). But alas, resolutions are easy to make and hard to keep, and a lot of us give up by about Feb. 1. Good news! 2018 is different because we’re here to help you make it different. So let’s prepare to ring...
Wait. When did I turn 40? I swear to you, I was 23 just a few years ago. Ok, maybe more than just a few years ago, but not that long ago. Now I’m 40, and that’s a whole lot more than a number. What happens if you wake up one day and your driver’s license says you’re 40, but...
It’s happened to almost everyone: You make a holiday shopping budget and vow to stick with it “no matter what.” But then you see the perfect gift for that hard-to-buy-for relative, or you buy another gift for your niece because you forgot that you already had her present, and all of the sudden your budget is blown and you...
  For many Americans, a home mortgage is a financial long-term relationship. But how do you know when it’s time to refinance your biggest investment? Homeowners have a lot of reasons to refinance. Maybe they’d like a lower interest rate, or to shorten the term of the mortgage. Homeowners may also want to switch from a variable interest rate to...
Paying off debt and building wealth simultaneously is easy, said no one ever. We all have some form of debt, whether it’s consumer debt like credit cards or secured debt like a mortgage. Your outlook or perception of your debt is almost as important as the dollar amount you owe. You should see all your debt as temporary, and the...
  Let’s face it: saving money and pinching pennies is not glamorous. But choosing to live a thrifty, frugal lifestyle can pay off in more than dollars and cents – it helps you prioritize where you spend your money, how you spend your money, and that trickles down through your entire household. There are a million ways to save a...
  I bet I don’t have to tell you that pinching pennies and getting nowhere is no fun. But that’s what was happening to me. I stuck to a strict grocery budget, planning every meal around cost of ingredients rather than deliciousness. I cut down driving as much as I could to save on gasoline. I told the kids no...
  Building savings is always a challenge. You can start your account with just $5 at Painesville Credit Union. “We have started many people on their savings journey with only $5 per pay. Once they see it adding up, they increase it on their own!” said credit union CEO Lori Guzzi. Here are few little things you can do to make a...
  When I was about 24 years old and fresh out of college, I discovered that my dad paid for a lot of things. Important things, like car insurance and health insurance and food. It was time for me to take my new degree and fly, but that wasn’t the easiest thing to do with no funds. I was applying for...




Painesville, Ohio
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