Your wallet probably has a credit card in it, and that’s OK. No, really. Good credit card habits can help you build credit, and we will all have to deal with credit at some point in our lives. Here are 8 tips to build (and keep!) good credit with credit cards. 1. Stay within your limit. “Your credit score can be negatively...
It’s happened to almost everyone: You make a holiday shopping budget and vow to stick with it “no matter what.” But then you see the perfect gift for that hard-to-buy-for relative, or you buy another gift for your niece because you forgot that you already had her present, and all of the sudden your budget is blown and you...
Some of our best days here at Painesville Credit Union are the days where we get to help a child open their first savings account. Many children come in full of pride at the $10 they earned by doing chores, the $20 they got from grandma for their birthday, or a crumpled $5 bill and a few pennies they...
I bet I don’t have to tell you that pinching pennies and getting nowhere is no fun. But that’s what was happening to me. I stuck to a strict grocery budget, planning every meal around cost of ingredients rather than deliciousness. I cut down driving as much as I could to save on gasoline. I told the kids no...
69.5 ° F